Fionia Holding A/S

Change of the Board in Fionia Bank A/S and the Management in Fionia Holding A/S

Change in the Executive Board and capital increase

Increase in provisions

Satisfactory core earnings, but a highly unsatisfactory level of provisions

Changes i Fionia Bank’s management

Fionia Bank joins the new government-backed deposit guarantee scheme

Financial calendar 2009

Fionia Bank A/S expands the Executive Board

Fionia Bank A/S has established an EMTN programme

Satisfactory core operating half-year result of DKK 224 million

Expected key figures for Fionia Bank for the first half of 2008

Increase in the expected provisions on loans

First quarter 2008